Credit Saint Discount Code: remove false or fraudulent credit inquiries from your credit report

Credit Saint Coupon Code: reporting errors and engages with creditors on behalf of its customers to make sure inaccurate information is removed

Credit reporting errors can damage your FICO score and make it harder to qualify for a loan. If inaccurate information is hurting your financial profile, Credit Saint can help. Operating nationwide, Credit Saint disputes credit reporting errors and engages with creditors on behalf of its customers to make sure inaccurate information is removed.

Credit Saint Discount Code: remove false or fraudulent credit inquiries from your credit report

The company offers a conditional money-back guarantee and competitive pricing, earning it a largely positive reputation and putting it in competition with the best credit repair services. Read on to learn more and find out whether Credit Saint suits your needs.

Credit Saint’s Services

Credit Saint is a credit repair company based in New Jersey. Operating since 2004, the company claims to have helped over 200,000 clients worldwide, and boasts of offering the most comprehensive service in the industry. While Credit Saint has an office in Saddle Brook, New Jersey, it offers service nationwide.

Credit Saint has three different packages with monthly fees ranging from $79.99 to $119.99 and one-time setup fees of $99 or $195. You can pause or cancel your membership at any time with no additional charge, and Credit Saint offers a conditional money back guarantee after the first 90 days.

Services offered by Credit Saint have a lot in common with what you’ll get from other credit repair companies. Here are some of the highlights:

Challenges to the three credit bureaus

Credit Saint can help you dispute inaccuracies like late payments, duplicate accounts, or typos that appear on your credit report. Credit Saint uses handwritten, customized disputes instead of generic online templates. While you can challenge this information yourself, consider enlisting the help of a credit repair agency if you’re not confident you can deal with it on your own.

Score tracker

At the end of each 45-day dispute cycle, Credit Saint will give you a snapshot of your credit score from all three major credit bureaus. Tracking your score gives you a sense of whether your credit repair efforts are bearing fruit, but you can check your credit score for free with or without a credit repair service.

Score analysis

In addition to your credit score, Credit Saint provides a breakdown of your credit utilization, payment history, and other factors that impact your credit. This more detailed information can similarly help you track progress and identify aspects of your credit report with potential for improvement. However, Credit Saint provides the information without suggesting what to do with it, and like your credit score, you can get this information elsewhere for free.

Credit intervention letters

When a creditor reaffirms information you dispute with the credit bureau, Credit Saint can escalate the situation and engage with the creditor directly. Credit Saint may also intervene on your behalf to limit the impact of accurate derogatory marks on your credit report (by negotiating repayment, for example).

Inquiry targeting

Credit Saint can help you remove false or fraudulent credit inquiries from your credit report. However, legitimate inquiries can not be removed.

Daily member support

Credit Saint offers customer support by phone (877-637-2673) seven days a week. Support hours are Monday through Friday 9:00 am to 10:00 pm EST, Saturday 10:00 am to 8:00 pm, and Sunday 12:00 pm to 8:00 pm.

Credit education

The Credit Saint website offers a blog with a handful of articles about credit repair and other personal finance topics. This content is available at no charge whether or not you enroll. However, the blog appears to be defunct, as no new content has been published in over two years.

Credit Saint Discount Code: remove false or fraudulent credit inquiries from your credit report

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